Gladstone Finance

Vehicle finance

Your next move, sorted.

Backed by 5+ years of experience, we connect you with tailored vehicle finance from our network of over 60 lenders across Australia.

Responsive application process

We aim to progress your application without unnecessary delays.

Tailored assistance

We work with you to understand and support your financial goals.

Solutions to suit your needs

We provide options aligned with your circumstances.

Fork in the Road

Finance for every stage of your journey.

Smart finance solutions to keep your business moving forward.

Whether you’re a sole trader needing a reliable ute or a company expanding its fleet, the right vehicle is crucial. We specialise in finance for commercial vehicles and equipment to drive your success.

UTE

Equipment

The power to grow your

Business

A vehicle for every

life moment

Because every milestone deserves the right set of wheels.

From your first car to a bigger family vehicle, life’s milestones often require a new set of wheels. We’ll help you find a car loan that fits your changing needs and budget.

Suv

Cars

Motorbikes

Caravan

How it Works

Getting you sorted in 3 clear steps

Tell Us Your Goals

Start by completing our short, secure form. This helps us understand your vehicle plans and financial preferences.

1

We Explore Your Options

Our team reviews offers from our extensive network to identify competitive options that align with your needs.

2

We Discuss Your Next Step

One of our finance professionals will contact you promptly to walk through the options and answer any questions, with no obligation.

3

Why Gladstone?

Here's How We Get It Sorted.

Our 5+ years of market knowledge at your service.

Access to over 60 lenders means competitive choices for you.

Personalised attention, because your situation is unique.

We guide you clearly from start to finish, aiming to keep the process smooth.

Ready for your next move?

Please note: To be eligible for vehicle finance, applicants must demonstrate a regular and ongoing source of income.

What is your residency status?*

What is your visa subclass? e.g. 482, 485, 491, 500, etc.

What is your employment status?

Are you registered for GST? YesNo

How long has the ABN been registered? Less than 2 years2 years or more

What is the estimated purchase price of the vehicle?*

When are you looking to proceed with the vehicle purchase?*

Full Name*

Email*

Phone Number*

FAQ's

Your Questions Answered

What exactly does Gladstone Finance do?

We act as a finance broker. We’re not a lender ourselves. Instead, we connect you with our panel of over 60 lenders across Australia to find a car loan that fits your needs. We compare the options and take care of the entire loan process for you — from application to approval.

What's the advantage of using a broker instead of going directly to a bank?

You save time and get more choice. Instead of applying to just one bank, we can present your application to a wide range of lenders, which increases your chances of finding a competitive rate. Plus, we guide you through the entire process from start to finish.

Will checking my options affect my credit score?

Our initial assessment won’t impact your credit score. We only submit a formal application to a lender—which does create a credit enquiry—once you’ve given us the go-ahead. We’ll always let you know before we apply for your loan.

Can I get finance if I have a bad credit history?

Yes, it’s often possible. While a poor credit history can make things trickier, we work with specialist lenders who consider various circumstances. We can help you explore the options available for your situation.

I'm self-employed. Can I apply?

Absolutely. We specialise in helping sole traders and companies, with access to ‘low-doc’ loans and other flexible finance solutions tailored to your business needs.

What kind of vehicles can I finance?

You can finance a wide range of new and used vehicles, including cars, utes, vans, trucks, motorbikes, and more.

Is my loan approval guaranteed?

We can’t guarantee approval, as the final decision always rests with the lender. However, our expertise and broad lender panel are designed to maximise your chances of a successful outcome.

How long does the process take?

After you submit your form, one of our finance specialists will typically get in touch within 2 business hours. The approval process is usually quick, though timing can vary depending on the lender and your application. Either way, we’ll keep you updated every step of the way.

Licensing statement: Credit Representative 533132 is authorised under Australian Credit Licence 389328.
Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.